Just write down what you spend your money on. At the end of the month, review.  You might want to classify things, graph total expenditure and other fiddling around with the numbers.  But that’s all you’ve got to do: just monitor things. If it turns you on, the monitoring etc can be done via a spreadsheet or personal finance application, but a sheet of paper marked out with every day in the month will do just fine.

When you become aware of what you’re spending your money on, and look at it as a proportion of your monthly spending, the awareness alone may be enough to change your behaviour to be more fiscally responsible.

Oh Scrabble, you bastards.

This new advert appears when opening up Facebook Scrabble (the international version).

Gripes:

• Total advert length might be 45 seconds or more
• Sometimes it’s a video advert, sometimes it’s a moronic Flash game or one of those stupid “You have a new message!” mock emails
• Looks like you can’t stop it until there’s only 15 seconds left. After that it seems a Continue button appears
• For videos, once advert has buggered off and the game fully loaded, the player details don’t appear properly. The video advert has stuffed it. Everybody remains “Anyone”

Apparently we weren’t paying the adverts enough attention, now they want to shove it in our faces.

Way to piss off your users.

Looks like I can stop recommending Scrabble on Facebook to people.

Dug this up from a five-year-old draft:

Sensis are nuts. They’ve totally shot themselves in the foot, and they’ve only got a limited amount of time to plug the gap before their Yellow Pages foot falls off completely.

Yellow Pages on the web doesn’t contain entries for all of the businesses listed in the physical Yellow Pages. Sensis charges businesses extra to list on the web. Not many have taken Sensis up on that option, meaning that YPW has remarkably few businesses listed – and because YPW has few businesses, consumers don’t turn to YPW to find businesses. And because of that, fewer and fewer businesses are listing… and so the death spiral goes.

If anyone there had one ounce of sense (sic), they’d be giving web listing away for free, or even negative price. For a while, while the network effect was being established. Then the charges would start hiking up, and the profits rolling in. But no, they had to try to be profitable before the monopoly was established. Bang! bang! Wow, my foot hurts.

I don’t think I was wrong.  When’s the last time you used the yellow pages online to find… anything?

The interwebs are the kind of place that if you don’t watch yourself, you can find yourself wandering into all sorts of odd locations.  This thing is called a RealTouch.  It’s a USB controlled masturbation aid (like guys need some kind of aid) that synchronizes with especially encoded video pornography streamed from the publisher’s website:

Correct me if I’m wrong, but shoving your junk into a caterpillar track doesn’t seem to be a good idea.  Am I the only one who thinks of radio-controlled toy tanks when I look at this?  Remember to only use it with the shell attached kids!  There’s a heater built-in too.   Again, I’m not sure that strapping an electrical heater to your Johnston is one of the cleverer things you could do today.  There’s also some kind of thing to disperse lubricant.  All this for a bargain-basement US$150!

Apparently, computer controlled masturbation is a well documented field more precisely called Teledildonics.  It appears that geeks, given the opportunity to combine computers and self-pleasuring, didn’t attempt to restrain themselves and went in full-tilt.  There’s even a wiki dedicated to Teledildonics, with a page on this very device; it’s all very technical (your salami experiences Parallel Axis Actuation using two motorized belts).

Which is why you shouldn’t click on weird ads.

Five years ago we looked at dumping the POTS and going VoIP to save big dollars. It cost more to use VoIP.

So, recent events have suggested that moving to ADSL2+ is now a good idea. Now that the local loop is unbundled, true competition has smashed into the marketplace, and VoIP has finally gone mainstream. ADSL2+ prices are cheaper than ADSL. There’s dozens and dozens of VoIP providers, you can even port your existing POTS number to a VoIP number (for certain providers, from certain telecoms companies).

Interestingly, there’s a $10 difference between going with Naked ADSL2+ and ADSL2+ bundled with a home phone; typically you also lose some data allowance, for example going from 20Gig to 15Gig, and that 15Gig will have a further (quite small – I’ve seen an estimate of 30Meg/hr) amount consumed by ‘phone calls. So, you get less, and the question is, can you pull in VoIP functionality for less than the $10 price difference?

Well, maybe. If you insist on porting your existing phone number to the VoIP provider, there are charges (say $3/month), plus an upfront charge ($55). You’ll also need to acquire a convertery-thing to turn your Ethernet cable into a POTS connection for your existing phone handsets, or buy a network-connected VoIP phone, or whatever – some kind of connectivity to your network and thus the ISP and thus through to your VoIP provider is required. If you want a VoIP account with a Direct Inward Dialing (DID) number (you might know that as a phone number) they start at $5/month. So, of your $10 price difference, you’ve just chewed up $8. You get to amortize the connectivity hardware and charges over the $2 savings you’re making; if you’ve got the hardware lying around, the $55 port charge is will be clawed back in just 28 months. Did I mention you’re running with a smaller data allowance? And there’s also the cost of keeping the convertery-thing powered up each month. And the fact that if you lose you broadband connection, you lose your phone (POTS have very high availability rates; broadband not so much).

Now, admittedly, VoIP calls are hella cheap compared to POTS calls. If we made many, that might be a factor. But we don’t, so it’s not. Our phone line’s more for people to call us. If we wanted to place calls cheaply, VoIP accounts without DIDs start at $0; we’re looking at replacing the home phone, and the numbers still don’t stack up, even after all this deregulation and vastly increased competition. Which makes no sense.

Or maybe it does. If the costs are approximately at parity for VoIP and POTS, surely that’s showing that the prices are competitive?

Here’s another scenario. You go with POTS and ADSL2+, plus VoIP with a freshly allocated local number which you use for all outgoing calls. You still need the bridge, and now you need a second phone. You retire your POTS number (advise everyone you know of that you’ve changed numbers – doctor, dentist, home insurer, car insurer, friends, family, work’s HR department, your bank, etc etc – shouldn’t take more than a day or two), but keep it alive for, say, six months (this assumes your ISP loves the idea of you starting out with a POTS line and then dropping it after the six months; I haven’t checked, but I can guess what their reaction will be). You’re paying $15/month over naked prices (ignore bandwidth differences), but your call costs are lower. At the end of the six months you’re saving $5 a month, so another 12 months to break even, and then you can start amortizing the convertery-thingy at $5/month – about two years for every $100 it costs. And once that’s amortized, and you’ve recovered the price of the extra electricity you’ve been using, you’re making pure profit.

I can’t wait.

When the phone line is $5, or $8 for your existing number, rather than $30, that’s when it’ll make sense. But it’s almost at that price now, when you get down to brass tacks, it’s $10 plus they throw in a little extra bandwidth. So we’ve got a competitive situation (at least on the connectivity costs), and VoIP, as a result, sucks balls. Interestingly, bundled plans aren’t sold as “naked plus $10, and we’ll throw in some extra bandwidth!”.

Let’s say you were forced to change phone numbers anyway (perhaps an interstate move), so now it makes sense to go without the POTS number at all. You’ve still got to amortize the convertery-thingy at $5/month, but on the upside you’re saving money on your calls – if you make any.

Final analysis: if you’re forced to change you telephone number anyway, you might as well go Naked ADSL2+ and VoIP. Otherwise, not worth the bother.

A clear sign that the French have taken over.

I tried to find the Egg Farmers Free Range Eggs, 550g Pk 10 at Woolworths, but the site just doesn’t work, even with JavaScript turned all the way on. And how well does the Woolworths site worth without JavaScript? Not at all well. The blind can go f**k themselves.

A ten-pack of eggs.

I can’t figure out how this is making things better. We have six-packs, so that’s not it. Please, enlighten me.

Unfortunate online advert placement. Does it ever get old?

(For those outside Victoria, Myki is the new public transport ticketing system, which has had a very bumpy ride so far.)

Source page. The ads seem to be semi-random.

Christmas Eve, and following through on an idea I had six months earlier for fantastic presents, Fridge magnets and customized T-Shirts featuring smiling images of the whole family. Gifts like these would be well received by anyone blessed by them.

I’m not a big fan of inkjets, but several years ago we needed a scanner and the cheapest way of acquiring one was by buying one of those scanners with a free, built in inkjet printer. For some reason they’re sold in the printer section of the store. Knowing that inkjet cartridges don’t like sitting unused for extended periods, I didn’t install the cartridges. Until Christmas Eve 2009.

Things were going swimmingly well, with print-head alignment and test pages coming out, looking a little odd but they were very speedy drafts. A final print of a sheet of photos (well over 15 minutes to produce) didn’t come out so good. It was obvious yellow was missing. A few attempts to clean and clear the cartridge were attempted. One Christmas Eve, I decided to go shopping for a replacement colour cartridge. We’ve seen the movies. I knew what to expect.

From personal experience I can tell you that the afternoon of Christmas Eve isn’t all that crowded. Parking was bad, but not Boxing-Day-terrible. I picked the easy, undercover park that’s a substantial walk to the shopping centre, and all was good.

The plan was to check out cartridge prices, compare to new printers, and decide what to do. Turns out the inkjet pricing tactics haven’t changed since I bought the scanner. A replacement cartridge, just one of two required cartridges, was $45. A new printer, $48 (different brand). Given I didn’t know when the black was going to fail on me, I went with a new printer and fresh cartridges.

The new printer is much faster than the old one. And it came with same photo paper too. The T-Shirts could have gone down better, but the fridge magnets went down a treat.

I’m in the process of buying another car, and it seems that the major car buying websites are stuck in the classified ads mentality; you drill down by make, model, year, limit for a range of odometer readings (you get to set a minimum! Great! Who would ever set a minimum?) and a price range (you get to set a minimum! Great! Who would ever set a minimum?), then look at what you get. Now that we’re in the 20th century, you can even sort the results by ascending price! Wow, what did we ever do without computers?

But I while don’t know what model I want to buy, I do know I want curtain airbags. Can I search for that? No. Do they have the data on that, for each and every vehicle listed? Yes. They have pre-populated the check-boxes for each feature for every model of car ever sold. That would be a handy database to search, especially in nifty combinations like curtain airbags in five door vehicles getting better than 8l/100km, order by turning circle then price.

Clearly, the presumption here is that you have the slightest idea what you want, and that you care terribly about brands, but not at all about features. For me, in my situation, this is arse backwards. However, in my researching, I discovered that the Peugeot 307 was rated 158th of 159 cars for reliability. Could I exclude that please? No? Oh.

You can do a “keyword search”, which is just a text search of the description attached to the ad – whatever the advertiser types in. Typing in curtain gets a bunch of ads with curtain airbags, which thoughtful advertisers have included in their descriptive text – repeating all the text of the various feature check-boxes – but you also get to see a bunch of Kombi vans (they have actual curtains).

And the useful values, like ANCAP ratings, RACV (or whatever) crash worthiness ratings, RACV reliably ratings, choice vehicle reliability scores, are they in the databases? Can you search them?

Must try harder.

On another note, Toyota Australia’s website is a laugh riot. When you pull up their vehicle comparison tool, they include a bunch of very amusing “features”, such as “Steering wheel” and “door handles”. I wonder if they carry any cars without door handles?

Quite amusing…

And this is an introductory film shown to dealers:

(via Patrick)

Want to appear in adverts to your friends on Facebook?

I don’t. I don’t see why an advertiser should be able to imply that I use or recommend their product. And I had been wondering why people I know started showing up in ads like this:

Note that all three suggested dates are wrong. Pretty stupid.

Anyway, you can stop your profile image appearing in adverts by going to this Facebook settings page.

Or if that doesn’t work, go to Settings / Privacy / News feed and wall / Facebook Ads. Nicely obscure, isn’t it.

(via Rae… who also pointed me over to this article about recent changes by Facebook in this area.)

Fairfax got a lot of flak for revealing Australian Deputy Prime Minister Julia Gillard’s Iraq trip before it happened, something normally not done due to the security risk it entails.

But they weren’t the only ones. Sky News online also reported the “secret visit” before it happened.